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Consumer Math/Personal Finance

Rational:  This course will focus on basic mathematical concepts used in everyday life.  Student will learn key concepts related to everyday financial decisions and functional mathematics.  This course will also focus on “nontraditional” functional skills related to mathematics and career/work exploration.

Month

Content

Skills

September

Reviewing the basics

Getting A Job

 

  • Rounding/Estimation
  • Basic operation of whole numbers/Decimals
  • Problem solving Strategies
  • Obtaining completing a Job Application
  • Writing a Resume
  • Interviewing for a Job

October

1-1 Earning Money

1-2 to 1-5 Earning Money

  • Hourly Rate and Overtime
  • Unit Rates and Tips
  • Pay Periods
  • Commission
  • Daily Logs/Time Cards

November

2-1 to 2-5 Net Pay

  • Earning statements (Deductions)
  • Take Home Pay

December

3-1 to 3-7 Personal Banking

  • Checking Accounts
  • Reconciling statements
  • Saving Accounts
  • Borrowing Money/Loan Repayment

January

4-1 to 4-5 Budgeting

  • Monthly Expenses
  • Making and using a budget
  • Adjusting a budget

February

5-1 to 5-5 Purchases

 

  • Sales Tax
  • Cash Purchases and sales Receipts
  • Charge Accounts

March

6-3,6-4, 6-6 Buying Food

  • Comparison Shopping
  • Saving money on Groceries
  • Eating in a restaurant

April

7-1 Buying Clothing

8-1 to 8-6

  • Discount and Markdown
  • Shopping for a car
  • Financing a car
  • Car maintenance
  • Used car
  • Leasing a car

May

Renting vs Buying a home

  • Chapter 10 and 11: utilities, insurance, payments
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